Disclaimer: This post is not sponsored, and does not constitute financial advice of any form (I bet you know better than me). Read at your own discretion!
Signing up on StashAway (a robo-advisor platform) back in the early 2020s was the first step in taking control of my financial health. Before that, 100% of my cash was just sitting in a POSB Savings account, growing at an incredibly pointless rate of 0.05% per annum. I might as well have kept the money under my mattress.